When it comes to the car buying process one this is for sure – it can take forever. As the paperwork piles up, it is important to bring a few items with you to ensure that the process goes smoothly and as quickly as possible. This week’s blog is a guide for what to bring when you are almost ready to cross that finish line! Take a look below at the things that you should bring to make it a hassle-free process for everyone involved.

• Your driver’s license: Your I.D. is proof that you are a legally registered driver, this is important since you have to drive off the lot. Your driver’s license is a way to identify that the check or other forms of payment are actually yours, too.

• Your payment form: Whether it is a bank, credit union, or personal check, pre-approved loan, or any other payment form – be sure to bring it. If you are planning to put money towards a down payment you will need some way to pay for it.  

• Proof of insurance: In order to drive your new vehicle off the lot, you will need proof of insurance. It’s a good idea to call your insurance company ahead of time and add the new vehicle to your existing policy. You’ll need the car’s VIN number to set this up. You can also call from the dealership and have them fax or email the insurance card to the dealership.

• Title/ Registration for your trade-in: If you are trading in a vehicle, be sure to bring the title. If you have a co-signer or a lien against the car, get the appropriate signature ahead of time. This part can be tricky and sometimes causes a hold-up. Give the dealership a call if you are unsure how to go about this. Also, you will need a copy of your current registration.

• Loan account number: If you are trading in a vehicle and still owe on your loan, bring the loan account number. This number is on one of your payment stubs. You can also call the lender beforehand and ask how to facilitate the transaction.

It is also a good idea to clean out your vehicle beforehand. This will save you time when your paperwork is done and you are finally ready to drive off the lot!